Verification & KYC APIs
Bank Account Verification PAN Verification API UPI Verification API Voter ID Verification Driving Licence VerificationPlatforms
Not sure which stack fits? Our architects will map it for you in 30 minutes.
Schedule a ConsultationCollect inbound UPI payments at scale from your own platform — collect requests, dynamic QR and intent checkout, with real-time webhooks, virtual accounts and a sandbox you can test today.
Collect, QR and Intent — one API. Volume-based rate card shared on request. No commitment to see the numbers.
Rate card + sandbox credentials — usually within a few hours.
Our team will share the rate card and sandbox credentials with you shortly — usually within a few working hours.
📞 Call UsWho it's for
Whatever you're collecting for, it's the same API — VPA, QR or intent.
Drop a UPI intent or dynamic QR on the pay screen. Confirm the collection with a webhook before you ship.
Send a collect request or QR against each invoice so payments reconcile themselves.
Issue a unique VPA or QR per student or term — no shared handles, no manual matching.
Trigger collect requests on billing day and get a success or expiry callback in real time.
Collect from buyers and map every UTR back to an order, seller or virtual account.
Generate a fresh QR for each counter or agent so cash-desk collections stay clean.
Why teams move to NXT
✗ Separate vendors for QR, intent and collect
✗ Weeks of onboarding before a sandbox
✗ Collections with no clear status or UTR
✗ Support tickets that go nowhere
✓ VPA, QR and intent on one API
✓ Sandbox and docs before you commit
✓ Real-time webhooks and instant UTR
✓ Dedicated account manager, 24/7 support
Developer first
Pick a mode and see the exact request and response your team will work with.
Test credentials, Postman collection and sample payloads — before you sign anything.
Real-time callbacks for success, failure and expiry. Never poll blindly again.
Every successful collection returns a UTR you can match to the invoice or order.
API reference
A small, predictable API surface — create a collection, render a QR or intent, and get a webhook when it changes.
One integration covers collect, QR and intent — the same webhook and the same UTR back.
Your exact NXT collection rate depends on volume and mix — request the rate card for precise numbers.
Don't just use the API — sell it. Get a production-ready, fully branded collection and payout platform with your domain, logo and colours. 48 live modules, multi-tier agent network and a built-in commission engine, ready in days.
Our founder Dr. Anvesh Tiwari was honoured with the AI & Deep-Tech Entrepreneur of the Year award at the ET NOW Business Conclave & Awards 2026 (West Edition), presented by the Hon'ble Deputy Chief Minister of Maharashtra.
NXT Banking is built by Laraware — an AI-native engineering company with 12+ years of leadership, 580+ APIs in production and a 4.9★ Google rating. The same team that builds for banks and enterprises now runs your collections.
Security & compliance
The same infrastructure standards our banking and enterprise clients demand.
Questions
UPI VPA collect, dynamic QR and UPI intent. Every successful collection returns a UTR, and webhooks notify you of success, failure or expiry in real time.
Most teams go live within a few days. You get REST APIs, a sandbox, a Postman collection and full documentation, plus a technical contact during integration.
Yes. You can issue virtual accounts and VPA handles for reconciliation, so inbound collections map back to the right customer or invoice.
Yes. You can test collect, QR generation and webhook delivery in sandbox before completing commercial onboarding.
A fully branded collection and payout platform running on our infrastructure — your domain, logo and colours, with 48 live modules, multi-tier agent management and a built-in commission engine.
We run PCI DSS Level 1 and ISO 27001 certified infrastructure with AES-256 encryption, IP whitelisting, 2FA, RBAC and tamper-proof audit logs. Data stays in India.
Standard business KYC — company registration, PAN, GST and authorised signatory details. Our onboarding team walks you through it after the first call.
Yes. The UPI Collection API works standalone for your own systems. The white-label platform is an optional add-on if you also want to launch your own branded collection business on top of it.
Get the rate card and sandbox credentials. No commitment, no credit card — just the numbers and the docs.
Get API Access →Explore more
Most teams pair collection with payout and verification — here's what usually runs alongside this API.
Collect inbound, then send settlements and refunds with one flat charge per payout and an instant UTR.
Confirm the beneficiary account and name match in under a second before you pay out collected funds.
Launch collections as part of your own branded fintech platform, with 48 modules and a built-in commission engine.