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Source-code licence · Self-hosted

India's 1st AI-powered fintech software — now it can be yours.

Get the full source code. Host it on your own server. Your brand, your data, your commission rules — with complete control and no platform rent.

Full source code Your own server Lifetime ownership White-label ready
48Modules
693Permissions
580+APIs
9Hierarchy levels
1,080Automated tests
  • ✓Application source, migrations, panels and API docs in the handover.
  • ✓AEPS, BBPS, DMT, payout, recharge, UPI, Micro ATM and KYC in one admin.
  • ✓Plug in your own bank and API contracts. Nothing stays tied to our accounts.

Get a source-code quote

Name and mobile — 30 seconds. We call you with the licence options.

Please enter your name
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Your details stay confidential. No spam.
Please enter your company name
Select all that apply. Pricing is shared on the call.
Select at least one option
Fintech startup
NBFC
Bank or co-operative
CSC or distributor network
Software company
Enterprise
Select an option
Add more details (optional)
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Our own cloud account
On our premises
Not decided yet
Immediately
Within 1 month
1 – 3 months
Just exploring
← Back to step 1
✓

Quote request received

A solution architect will call you — usually within one working day — to walk through the licence and a live install.

Chat with us now

Own it

Own the software. Don't rent the platform.

A hosted white-label is a subscription on our infrastructure. This licence puts the same back-office on hardware you control.

What mattersRented platformSource-code licence
Where it runsVendor's serversYour cloud or your premises
Who holds the dataShared tenancyYour database, your backups
BrandingTheme settings we allowEvery screen, because you have the code
Custom workQueued on the vendor roadmapYour engineers, or ours on contract
Provider lock-inRails tied to the hostYour own bank and API contracts
If you leaveYou leave the software behindThe installation stays yours

The handover

What's in the box

A working product, not a starter kit. The same admin that already runs live networks.

📦

Full application source

Every module, route and service. Readable, buildable, and yours to branch.

🗄️

Database migrations

Schema for users, wallets, schemes, KYC, tickets and the transaction rails, applied in order.

🖥️

Three panels

Super-admin, distributor and retailer experiences, already split by the 9-level hierarchy.

🔌

REST API layer

OpenAPI specification and a Postman collection so your apps and partners can integrate on day one.

🧪

Automated test suite

1,080 tests travel with the code, so a change your team makes can be regression-checked.

📘

Deployment runbook

Install steps for the app, database, queue workers and scheduler on a server you own.

48 modules

Click through the product you are buying

Illustrative module map. Your installation carries your branding, your users and your data.

your-server/admin

AI that ships in the code

Intelligence that runs on your server

These are modules in the codebase, not a slide. They execute inside the installation you host.

🛣️

Smart rail routing

Each transaction can be sent to the provider your slabs select, with failover when a rail is down.

🛡️

Risk scoring

A risk engine scores payouts before money moves, and can hold a payment for review.

🪪

AI-assisted KYC

Face match and liveness checks sit in the onboarding flow, next to PAN, Aadhaar and bank verification.

📈

Operations analytics

An AI monitoring desk for API health, ticketing signals and financial dashboards.

⚖️

Compliance modules

AML screening, sanction checks and a DPDP toolkit are part of the admin, not a separate product.

🔔

8-layer transaction checks

The release path runs layered compliance checks on transactions instead of a monthly cleanup.

On your metal

How it sits on your server

One installation. Your contracts on one side, your users on the other.

Your usersAdmin, distributors, retailers, and your own mobile or web apps
Your server
Application — admin, APIs, scheduler
Database — users, ledger, KYC, schemes
Queue workers — payouts, webhooks, notifications
Your bank & API contractsAEPS, BBPS, UPI, payout and KYC providers you sign yourself
Your domainDNS, TLS and branding point at your installation only
Your backupsDatabase and file backups stay in your account

Capacity

Built for a network, not a demo

0Integrated modules
0Role permissions
0Hierarchy levels
0Automated tests

Multi-tenant

One install can serve many brands, each with its own domain, colours and hierarchy.

Queues, not page waits

Payouts, webhooks and notifications run on workers, so the admin stays responsive under load.

Security that is already in the code

AES-256 for sensitive fields, 2FA, passkeys, IP allow-lists, device checks and a full activity audit.

Full control

After handover, you don't ask permission

✓
Rebrand everythingLogo, colours, domain, emails and receipts.
✓
Change any screenPanels are yours. Edit them or hire anyone who knows the stack.
✓
Add modulesNew rails and reports plug into the same permission system.
✓
Own the dataUsers, KYC files and the ledger live in your database.
✓
Choose the hostingPublic cloud, private cloud, or a server in your office.
✓
Bring your own providersBank and API credentials are configuration, not a tie to us.

Handover

From first call to your server

1 · Discovery call

Rails, volume, hosting and whether you want installation help.

2 · Licence agreement

What you receive, what you may resell, and how updates are delivered. In writing.

3 · Code handover

Repository access, schema, environment template and the test suite.

4 · Installation

App, database, workers and scheduler on the server you provide. We can do this with you.

5 · Rail configuration

Your provider credentials, schemes and the 9-level hierarchy.

6 · Go live

Sandbox checks, then production on your domain.

7 · Optional support

Patches, version updates and an engineering channel if you want them.

Who buys this

Teams that need the software in their own name

🚀

Fintech startups

Ship a back-office this year and keep the option to change every line of it.

🏦

NBFCs

Collections and disbursement with audit trails on infrastructure your risk team can inspect.

🏪

CSC and distributor networks

AEPS, DMT, BBPS and recharge for thousands of agents, on a server you govern.

🏛️

Banks and co-operatives

On-premises when policy says customer data cannot leave your network.

🧩

Software companies

Licence a finished fintech stack and deliver it under your own brand.

🏢

Enterprises

A payments back-office your internal team can operate without a vendor login.

How we engage

Pick the depth. The quote comes after the call.

No public price list. Scope, hosting and custom work change the number, so we write it down for you.

Questions

Answered before the call

What do I actually receive?

The complete application source, database migrations, admin, distributor and retailer panels, the REST API layer with OpenAPI and Postman documentation, the automated test suite, and a deployment runbook.

Which technology stack does it run on?

PHP on Laravel, a relational database, Redis-backed queues and a standard web server. Your team can read and extend every layer.

What server do I need?

A Linux server you control — cloud or on your premises — with PHP, a database, Redis and a queue worker. Sizing is part of the handover call. Assisted installation is available.

Do bank and payment rails come included?

The rail modules and the credential slots ship with the software. The bank and API contracts stay in your name. You connect your own providers.

Who holds the regulatory licence?

You do. This is a software licence. Regulated activity and end-customer relationships remain with your licensed entity and its sponsor bank.

Can my team change the software after handover?

Yes. Rebrand screens, add modules, change commission logic and integrate providers. There is no remote lock.

How do updates work?

You own the installed copy. Optional support covers security patches, version updates and an engineering channel. The licence states the update terms.

Can I resell or white-label it?

The platform is multi-tenant, so one installation can run many brands. Resale rights are written into the licence schedule — ask for them in the quote.

Your server. Your brand. Your software.

See the admin on a call before you decide. We map modules to the rails you already have contracts for.

Get Source Code Quote

Prefer we host it?

There is a rented version of the same platform

Get a quote 💬
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