Verification & KYC APIs
Bank Account Verification PAN Verification API UPI Verification API Voter ID Verification Driving Licence VerificationPlatforms
Not sure which stack fits? Our architects will map it for you in 30 minutes.
Schedule a ConsultationOffer cash withdrawal, balance enquiry, mini statement, Aadhaar Pay and cash deposit from your own app or agent network — biometric-authenticated, UIDAI-aligned, with a sandbox you can test today.
Earn up to ₹14 commission on every eligible AEPS cash withdrawal, credited instantly to your wallet. Slab-based, and the higher your volume, the more you earn.
Rate card + sandbox credentials — usually within a few hours.
Our team will share the rate card and sandbox credentials with you shortly — usually within a few working hours.
📞 Call UsWho it's for
Same API whether you run one kirana counter or a multi-state BC network.
Turn the shop into a cash-out point. Customer puts a finger on the scanner; you hand over cash and earn commission.
Onboard thousands of agents with eKYC, daily login verification and a commission engine that pays out by slab.
Add Aadhaar banking to your app without building a biometric stack from scratch.
Collect repayments or disburse cash at the doorstep with Aadhaar Pay and cash deposit.
Help customers check balance and withdraw without travelling to a branch.
Ship AEPS next to DMT, recharge and Micro ATM under your own brand.
Why teams move to NXT
✗ Separate stacks for withdrawal, balance and Aadhaar Pay
✗ eKYC that has to be repeated every time a profile changes
✗ “Merchant not found” right after onboarding
✗ Opaque commission that never matches the slab
✓ Full AEPS suite on one API
✓ Replay the Aadhaar bound at eKYC — never re-derive it
✓ Activation-in-progress messaging, not a redo-KYC loop
✓ Earn up to ₹14 commission, slab-based and wallet-credited
Developer first
Pick an operation and see the exact request and response your team will work with.
Test credentials, Postman collection and sample payloads — before you sign anything.
Real-time callbacks for success or failure. Never poll blindly again.
The Aadhaar used at eKYC is persisted and replayed. Profile drift cannot break the merchant.
API reference
A small, predictable API surface — authenticate, run the operation, and get a webhook when it settles.
Your exact NXT AEPS commission depends on volume and slab — request the rate card for precise numbers. Eligible withdrawals earn up to ₹14.
Don't just use the API — sell it. Get a production-ready, fully branded AEPS and payout platform with your domain, logo and colours. 48 live modules, multi-tier agent network and a built-in commission engine, ready in days.
Security & compliance
The same infrastructure standards our banking and enterprise clients demand.
Questions
Cash withdrawal, balance enquiry, mini statement, Aadhaar Pay and cash deposit. Every successful withdrawal returns a bank reference, and webhooks notify you of success or failure in real time.
Most teams go live within a few days after merchant eKYC. You get REST APIs, a sandbox, a Postman collection and full documentation, plus a technical contact during integration.
A registered biometric scanner that meets UIDAI device guidelines. Most common USB and Bluetooth fingerprint devices used at BC points are supported. We share the approved device list during onboarding.
Standard business KYC plus the Aadhaar of the authorised merchant, shop address and a live photo. Our onboarding team walks you through eKYC and daily login verification after the first call.
No. eKYC completing does not mean the merchant is live on the bank network. Activation is queued. While that is in progress, retry shortly rather than repeating eKYC.
Commission is slab-based. Eligible cash withdrawals can earn up to ₹14 per transaction, credited to your wallet. The exact slab depends on volume — we share the rate card after the first call.
We run PCI DSS Level 1 and ISO 27001 certified infrastructure with AES-256 encryption, IP whitelisting, 2FA, RBAC and tamper-proof audit logs. Biometric data is handled per UIDAI guidelines. Data stays in India.
Yes. The AEPS API works standalone for your own systems. The white-label platform is an optional add-on if you also want to launch your own branded BC network on top of it.
Get the rate card and sandbox credentials. No commitment, no credit card — just the numbers and the docs.
Get API Access →Explore more
Most BC networks pair AEPS with DMT and Micro ATM — here's what usually runs alongside this API.
Send IMPS and NEFT from the same counter after a cash-in, with remitter OTP and beneficiary checks.
Add card cash-out next to Aadhaar cash-out so the same shop covers both customer types.
Launch AEPS as part of your own branded fintech platform, with 48 modules and a built-in commission engine.
