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8 fintech APIs · One platform

Every banking service your business needs — one integration.

AEPS, money transfer, bill payments, recharge, Micro ATM, payouts, UPI collection and bank verification. One wallet, one dashboard, one support team — pick what you need today and add the rest whenever you're ready.

AEPS commissionUp to ₹14

Earn up to ₹14 commission on every eligible AEPS cash withdrawal, credited instantly to your wallet — plus earnings on DMT, BBPS and recharge from the same counter.

Forbes IndiaThe Economic TimesHindustan Times PCI DSS Level 1ISO 27001
FREE SANDBOX

Get API Access

Pick your services — we'll send the rate card and sandbox access.

Tick one or more services
Select at least one service
Please enter your business name
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Retailer / Agent
Distributor
Fintech / BC network
Business / Enterprise
Developer / Integrator
White-label / Reseller partner
Just exploring
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Below ₹10 lakh
₹10 lakh – ₹1 crore
₹1 crore – ₹10 crore
Above ₹10 crore
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Our team will share the rate card and sandbox access for your selected services shortly — usually within a few working hours.

💬 Chat with us now
8APIs on one platform
₹14Up to, per AEPS withdrawal
50M+Transactions processed
99.9%Uptime SLA

All services

Pick the services you want to offer

Tap Add on any service to put it in your enquiry, or open it to see the full API details.

👆
Up to ₹14 commission

AEPS API

Aadhaar cash withdrawal, balance enquiry, mini statement and Aadhaar Pay at any BC point.

  • Biometric-authenticated
  • Cash withdrawal & deposit
  • Instant wallet credit
Details
💸
IMPS & NEFT 24x7

Domestic Money Transfer API

Walk-in remittance to any Indian bank with remitter OTP and beneficiary checks.

  • Remitter OTP onboarding
  • Beneficiary verification
  • Instant UTR
Details
🧾
20,000+ billers

BBPS API

Electricity, gas, water, broadband, FASTag, insurance, EMI and credit-card bills.

  • Bill fetch & pay
  • Standard BBPS reference id
  • Real-time status
Details
📱
Mobile & DTH

Recharge API

Prepaid mobile and DTH recharge across all major operators on one rail.

  • Operator auto-detect
  • Plan browse
  • Instant status
Details
🏧
Card cash-out

Micro ATM API

Turn a smartphone plus an mPOS reader into a card cash-out point.

  • Card withdrawal
  • Balance enquiry
  • Bluetooth device pairing
Details
🚀
IMPS · NEFT · RTGS · UPI

Payout API

Vendor payments, salaries, refunds and settlements straight from your platform.

  • All payout modes
  • Instant UTR
  • Real-time webhooks
Details
📥
VPA · QR · Intent

UPI Collection API

Collect inbound UPI with collect requests, dynamic QR and intent checkout.

  • Dynamic QR
  • Virtual accounts
  • Real-time webhooks
Details
✅
Under 1 second

Bank Account Verification API

Confirm account ownership with account number and IFSC, no penny-drop.

  • Name match
  • No ₹1 transfer
  • Fewer failed payouts
Details

Swipe to see all 8 services →

Not sure where to start?

Popular combinations by business type

One tap adds the whole set to your enquiry. You can still tick or untick services before you submit.

Retailer / CSP counter

Retail banking point

Cash withdrawal, money transfer, bills and recharge from one shop counter — the services walk-in customers ask for every day.

AEPSDMTBBPSRechargeMicro ATM
Distributor / BC network

Agent network bundle

Onboard retailers under you and earn on every AEPS, DMT and BBPS transaction across your network.

AEPSDMTBBPSRecharge
Business / Enterprise

Collect & pay out

Take UPI payments in, settle vendors and staff out, and verify every account before the money moves.

UPI CollectionPayoutBank Verification
Fintech / Developer

Full stack

Every API on one integration — build a complete fintech app or launch it under your own brand.

All 8 services

How it works

From enquiry to live in days

No long sales cycle. You see the rates and the sandbox before you commit to anything.

Tell us what you need

Tick your services in the form. Our team calls you with the rate card for exactly that set.

Test in sandbox

Get sandbox credentials, a Postman collection and full documentation — or use our ready portal with no code.

Complete KYC and go live

Standard business KYC, then switch to live keys. One wallet funds every service you've enabled.

🚀 White-label platform

Launch all these services under your own brand

Don't just use the APIs — sell them. Get a production-ready fintech portal with your domain, logo and colours, multi-tier retailer and distributor management, and a built-in commission engine.

🏷️ Your brand, end to endYour domain, logo and colours. Your customers never see us.
💰 Revenue from day oneCommission engine, multi-tier agents and automated settlements built in.
🛡️ 12-layer securityOTP, device fingerprinting, AES-256, DDoS protection, full audit trails.
⏱️ Live in days, not yearsSkip ₹20–50 lakh of custom development and months of build time.
See the white-label portal →

Security & compliance

Bank-grade, by default

The same infrastructure standards across every service on the platform.

PCI DSS Level 1Payment card certified
ISO 27001:2013Information security
RBI CompliantReserve Bank guidelines
Data in IndiaFull localisation
AES-256Encrypted end to end
IP WhitelistingServer-level access control
Audit LogsTamper-proof trail
2FA & RBACGranular permissions

Questions

Before you get started

Can I take more than one service?

Yes. Tick every service you need in the form. You get one integration, one wallet and one account manager across all of them, and you can add more services later.

How much commission does AEPS pay?

You can earn up to ₹14 commission on every eligible AEPS cash withdrawal, credited instantly to your wallet. The exact amount follows a volume-based slab shared with your rate card.

How long does it take to go live?

Most partners go live within a few days. You get REST APIs, a sandbox, a Postman collection and full documentation, plus a technical contact during integration.

I run a retail shop, not a software company. Can I still use this?

Yes. Retailers and distributors can use the ready web and mobile portal without writing any code. The APIs are for fintechs and developers who want the services inside their own app.

Can I launch these services under my own brand?

Yes. The white-label platform gives you every service on your own domain, logo and colours, with multi-tier agent management and a built-in commission engine.

What documents are needed?

Standard business KYC: company registration, PAN, GST and authorised signatory details. Our onboarding team walks you through it after the first call.

One platform. Every service. Start this week.

Pick your services and get the rate card with sandbox access. No commitment — just the numbers and the docs.

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