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Schedule a ConsultationTurn any smartphone plus an mPOS reader into a cash-out point — card withdrawal, balance enquiry, Bluetooth pairing, settlement to the agent wallet, and a sandbox you can test today.
Pair once, cash out all day. Card customers at the same counter as AEPS. Volume-based rate card shared on request.
Rate card + sandbox credentials — usually within a few hours.
Our team will share the rate card and sandbox credentials with you shortly — usually within a few working hours.
📞 Call UsWho it's for
Same API whether you run one kirana counter or a field force with hundreds of devices.
Hand over cash against a debit card when the nearest ATM is a bus ride away.
Disburse or collect with a handheld reader instead of sending customers to a branch.
Add card cash-out next to AEPS so the same agent never turns a customer away.
Accept card cash-out or balance check at a desk that already has a phone.
Pair the same device with AEPS for customers who have a card and those who don't.
Ship Micro ATM next to AEPS and DMT under your own brand.
Why teams move to NXT
✗ Device pairing that breaks after every app update
✗ Card cash-out on a different vendor from AEPS
✗ Settlement that never hits the agent wallet
✗ Support tickets that go nowhere
✓ Bind the reader once to the merchant
✓ Micro ATM and AEPS on one stack
✓ Wallet settlement and live status
✓ Dedicated account manager, 24/7 support
Developer first
Pick a step and see the exact request and response your team will work with.
Test credentials, Postman collection and sample payloads — before you sign anything.
Real-time callbacks for success or failure. Never poll blindly again.
Successful withdrawals credit the agent wallet on the agreed cycle, with a live status feed.
API reference
A small, predictable API surface — bind the reader, withdraw or enquire, and get a webhook.
Your exact NXT Micro ATM rate depends on volume — request the rate card for precise numbers.
Don't just use the API — sell it. Get a production-ready, fully branded Micro ATM and AEPS platform with your domain, logo and colours. 48 live modules, multi-tier agent network and a built-in commission engine, ready in days.
Security & compliance
The same infrastructure standards our banking and enterprise clients demand.
Questions
It lets an authorised agent withdraw cash and check balance from a debit card on a handheld mPOS device. Settlement credits the agent wallet. Pair it with AEPS so the same shop covers card and Aadhaar customers.
Typical integration completes within 5–7 business days with sandbox access, device pairing and full documentation, plus a technical contact during go-live.
A registered Bluetooth or USB mPOS / card reader. We share the approved device list during onboarding. The phone or tablet pairs once and stays bound to the merchant.
AEPS authenticates with Aadhaar and a fingerprint. Micro ATM authenticates with a debit card and PIN. Many BC points run both so they never turn a customer away.
Successful withdrawals settle to the agent wallet on the agreed cycle. Status and UTR are available on the API and via webhook.
Yes. You can test device bind, withdrawal and balance enquiry in sandbox before completing commercial onboarding.
We run PCI DSS Level 1 and ISO 27001 certified infrastructure with AES-256 encryption, IP whitelisting, 2FA, RBAC and tamper-proof audit logs. Card data is handled per PCI rules. Data stays in India.
Yes. The Micro ATM API works standalone for your own systems. The white-label platform is an optional add-on if you also want to launch your own branded agent network on top of it.
Get the rate card and sandbox credentials. No commitment, no credit card — just the numbers and the docs.
Get API Access →Explore more
Most teams pair Micro ATM with AEPS and DMT — here's what usually runs alongside this API.
Aadhaar cash-out at the same counter, so customers without a card are still served.
Send IMPS and NEFT from the same counter after a cash-in, with remitter OTP and beneficiary checks.
Launch Micro ATM as part of your own branded fintech platform, with 48 modules and a built-in commission engine.